Constructive Total Loss: Oregon and Washington Guide

You're sitting in a body shop parking lot in Portland, looking at a late-model SUV that still starts, moves, and appears repairable. Then the adjuster calls: the insurer has declared it a constructive total loss, and the settlement offer is thousands below what...

Go Auto Insurance Claims Department Guide

You've got the denial letter, the lowball total loss offer, or the half-answer email from the adjuster, and now you're stuck trying to figure out who controls the claim. With GoAuto, that confusion is common. The claims system is centralized, the...

Motorcycle Salvage Value: How It’s Calculated

Motorcycle salvage value is the post-loss amount an insurer assigns to a totaled bike, and in many claims it ends up behaving like a heavy haircut on the bike's pre-loss value. If the bike is branded salvage or rebuilt, the market penalty is often 40% to 60%...
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