TOTAL LOSS APPRAISALS

Automotive Insurance Total Loss Appraisals and Negotiation by an Oregon Licensed and Certified Total Loss Appraiser.

Is your insurance company Offering an unfair offer that is less than what your totaled vehicle is worth?

We can help! You need a professional on your side that doesn’t work for the insurance companies. You deserve a fair settlement and hiring a Total Loss Auto Appraiser who specializes in Oregon total loss claims is your first step to receiving a Fair Total Loss Settlement.

We Don’t take a percentage and Oregon law guarantees you 100% Reimbursement for the appraisal if we increase the value over their last offer by just 1 cent.

Oregon Certified Vehicle Appraiser #V34-075 • We provide car appraisals for Totaled vehicle Insurance claims, Total Loss Appraisal Clause Disputes, Total Loss Appraisals and negotiation for stolen totaled Trucks and Cars, and other totaled vehicle appraisals.

Recently, many CCC ONE, Mitchell and JD Powers valuations have been coming in as little as 30 percent of the true market value for many Diesel Trucks with the 7.3, Duramax or Cummins engines. That’s what the appraisal clause in your policy is for. It allows you to dispute their lowball valuations.

Call us now for a free Claim Review: 503.420.3001

What is an Appraisal Clause?

An appraisal clause is a contractual process in your auto insurance policy used to settle disputes between insurers and their policyholders when the parties fail to agree on the amount that will be covered by the policy.

If your insurer refuses to provide a fair settlement amount on your vehicle’s loss, you have the option to resolve the issue by going through your insurance policy’s appraisal clause. This prevents insurance companies from taking advantage of you.

If you do not agree on the amount of the loss, you may demand (invoke) an appraisal. In this scenario, each party will choose an independent auto appraiser. In many cases, even their auto appraiser will be higher than the last offer your insurance company made to you. The appraisers will negotiate the value and come to an agreement, or have an umpire make a decision between the two appraisals. I’ve been doing this for over 13 years, and have only had 5 times where we had to go to an Umpire. .

The key to a successful appraisal clause dispute is finding an expert who has the necessary vehicle knowledge and negotiation skills to handle the various aspects of the process. This includes choosing an umpire and negotiating with the other parties involved. Our Oregon Licensed Auto Appraiser, Ken Nix, has been negotiating Oregon Total Loss disputes for over 13 years in Oregon. He’s local, only works for consumers, and isn’t indebted to the insurance companies like many appraisers who rely on them for income.

A few Settlements this month in August, 2023:

8/8/2023 – Increase: $17,757 – 52% increase – State Farm – Michael L. – 2015 Lance Toy Hauler
8/8/2023 – Increase: $4,396 – 70% Increase – Progressive – M. Connly, Portland, OR. 2001 Toyota Sequoia SR5
8/6/2023 – Increase: $2,324.00 – 17% Increase – Progressive – Nick A. Elmira, OR. 1999 Ford F-350
8/2/2023 – Increase: $2,360.00 – 28% increase – Travelers – St. Helens, OR. 2011 Toyota RAV4
8/8/2023 – Increase: $2,399.71 – 6% increase – State Farm – T. Casey Goldendale, WA. 2016 RAM 2500 Laramie Longhorn
8/8/2023 – Increase: $5,177.02 – 118% Increase – Progressive – T. Harrington Estacada, OR. 2002 Subaru WRX
7/28/2023 – Increase: $6,590.00 – 34% Increase – USAA – R. McCarthy – Hillsboro, OR. 2008 Dodge Ram 3500 Diesel

Watch our Videos to better understand the Appraisal Clause Process

CALL NOW - FOR A FREE TOTAL LOSS CLAIM REVIEW 503-420-3001

What Clients Are Saying About Leverage Auto Appraisals

CALL FOR A FREE TOTAL LOSS APRAISAL CLAUSE CLAIM REVIEW 503-420-3001

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AUTO APPRAISALS

WHO IS KEN NIX

Ken Nix is a local Oregon Certified and Licensed Vehicle appraiser who has been authorized by ODOT to appraise vehicles in Oregon for over 12 years.
Ken started in the automotive industry in the 1980s and has sold and appraised tens of thousands of vehicles including late model cars and trucks, Exotics, Muscle Cars, Street Rods, Vintage, Classics, Street Rods, Camper Conversions, and even Japanese right-hand drive vans while working for multiple franchises over 20 years. Ken is the independent appraiser chosen by Ron Tonkin Gran Turismo for independent vehicle assessments.
Previously employed by Diversiform and Reynolds and Reynolds. Ken worked for years with local Automotive Dealers to market vehicles. Hundreds of Dealership owners, managers, and staff know and trust him. Ken also worked with Lanphere Enterprises, and many other local dealers to provide digital solutions for automotive marketing.
Ken is the founder of Volkswagen Owners Club, My GTI, and Jetta Junkie and was an Administrator for Autoguide.com for over 10 years.
Ken’s wife jokes that sometimes she’s married to Liam Neeson because Ken has a very particular set of skills, skills he’s acquired over a very long career.

Ken has actual long term automotive sales, appraisal and negotiation experience. Beware long term businesses with inexperienced vehicle appraisers claiming decades of experience because a relative founded the business. Make sure your automotive appraiser has the real world experience to back up their claims.
Ken’s background in training salespeople on Product Knowledge, combined with auto body repair assessment experience and his computer background provides negotiating leverage over opposing appraisers. The ability to spot bad repairs from prior damage on an opposing appraiser’s comparables to discrediting salt state and flood damaged vehicles used by your insurance company’s valuations from CCC One and Mitchell / J.D. Powers to lowball your vehicle.
Expert Negotiator. Personally trained one on one by Zig Ziglar, Tom Stuker, and Grant Cordone. Over 45 years experience as a professional negotiator.
Ken’s Automotive, Computer Technology, Legal Reseach, and Negotiating background provides a very specific skill set that makes him a nightmare to opposing appraisers.

Recent Total Loss Appraisal Clause Claim Settlements

2005 GMC 3500 SLT

Insurance Company: Progressive
Settlement Increase: $6297.07
Percentage Increase: 37%
Portland, Oregon

Details

Total Loss Dispute Appraisal and negotiation.
Insurance Offer: $17,202.93
Settlement: $23,500.00
Client: Cody B.
Final Cost to client for our services after reimbursement from their insurance company: $0.00

2002 Toyota Sequoia Limited

Insurance Company: Geico
Settlement Increase: $4,320
Percentage Increase: 84%
Hillsboro, Oregon

Details

Total Loss Dispute Appraisal and negotiation.
Insurance Offer: $5,180.00
Settlement: $9,500.00
Client: Nathaniel M.
Final Cost to client for our services after reimbursement from their insurance company: $0.00

2004 Porsche Cayenne Turbo

Insurance Company: Progessive
Settlement Increase: $7,971
Percentage Increase: 77%
Portland, Oregon

Details

Total Loss Dispute Appraisal and negotiation.
Insurance Offer: $10,428.68
Settlement: $18,400.00
Client: Alexandre B.
Final Cost to client for our services after reimbursement from their insurance company: $0.00

2018 Hyundai Elantra

Insurance Company: Geico
Settlement Increase: $1,714.00
Percentage Increase: 12%
Portland, Oregon

Details

Total Loss Dispute Appraisal and negotiation.
Insurance Offer: $14,786.00
Settlement: $16,500.00
Client: Sadie B.
Final Cost to client for our services after reimbursement from their insurance company: $0.00

2014 Jaguar XJ

Insurance Company: Allstate
Settlement Increase: $4093.00
Percentage Increase: 19%
Portland, Oregon

Details

Total Loss Dispute Appraisal and negotiation.
Insurance Offer: $5,180.00
Settlement: $9,500.00
Client: Kenneth P.
Final Cost to client for our services after reimbursement from their insurance company: $0.00

1971 Ford Bronco

Insurance Company: USAA
Settlement Increase: $8,742.00
Percentage Increase: 14%
Klamath Falls, Oregon

Details

Total Loss Dispute Appraisal and negotiation.
Insurance Offer: $63,258
Settlement: $72,000.00
Client: Thomas H.
Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 Dodge Neon SRT-4

Insurance Company: Progressive
Settlement Increase: $8,083.00
Percentage Increase: 178%
Yakima, Washington

Details

Total Loss Dispute Appraisal and negotiation.
Insurance Offer: $4,543.00
Settlement: $12,626.00
Client: Alex, C.
Final Cost to client for our services (Washington Does Not have a law that demands reimbursement, but his tax reimbursement increase was approximately $711.30, which was more than the cost of the appraisal): $499.00

2007 Toyota Prius

Insurance Company: Progressive
Settlement Increase: $5,550.00
Percentage Increase: 75%
Portland, Oregon

Details

Total Loss Dispute Appraisal and negotiation.
Insurance Offer: $7,449.95
Settlement: $13,000.00
Client: Grant M.
Final Cost to client for our services after reimbursement from their insurance company: $0.00

1999 Honda Civic DX

Insurance Company: Progressive
Settlement Increase: $3,529.09.00
Percentage Increase: 180%
Vancouver, WA

Details

Total Loss Dispute Appraisal and negotiation.
Insurance Offer: $1,970.91
Settlement: $5,500
Client: Matt S.
Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

2012 Toyota Prius V Five

Insurance Company: State Farm
Settlement Increase: $8,044.33
Percentage Increase: 63%
Vancouver, Washington

Details

Total Loss Dispute Appraisal and negotiation.
Insurance Offer: $12,784.00 CCC ONE
Settlement: $20,828.33
Client: Jeffery H.
Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $707.90, which alone was more than the cost of the appraisal): $499.00

1981 Chevrolet C10 Pickup

Insurance Company: Progressive
Settlement Increase: $7,028.67
Percentage Increase: 72%
Vancouver, Washington

Details

Total Loss Dispute Appraisal and negotiation.
Insurance Offer: $9,800.00 Mitchell – JD Powers Valuation
Settlement: $16,828.67
Client: Jeffery H.
Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $618.52, which alone was more than the cost of the appraisal): $499.00

2001 Ford F250 SD

Insurance Company: Progressive
Settlement Increase: $9,581.69
Percentage Increase: 98%
Creswell, Oregon

Details

Total Loss Dispute Appraisal and negotiation.
Insurance Offer: $1,970.91
Settlement: $5,500
Client: Matt S.
Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)