Progressive Total Loss Claim in Portland, Oregon
Leverage Auto Appraisals serves Portland, Oregon, specializing in Oregon total loss claims. We provide consumers representation on auto appraisal clause disputes for total loss vehicles. Please contact us 24 hours a day, 7 days a week at (503)420-3001 an operator is standing by and we’re ready to help.
Progressive total loss claim, sometimes, your vehicle’s value exceeds the limit of coverage provided by the UMPD/UIMPD. This means that you’ll be short of funds even if your policy provides enough coverage.
If you total a financed vehicle, Progressive insurance will normally pay the vehicle’s actual cash value. Although, it may not be the amount you expected. Not only are they not easy to understand, they make it almost impossible for people to file a car insurance claim and recover what they should. As with most insurance companies, they only care about making money and maximize their profits. Progressive is worth approximately $60 billion, yes with a “B” Billion dollars. They didn’t get there by Flo working a side job either. They got there the good old American insurance way, by paying claimants less if they can.
To avoid getting caught late or having a disputed payment, always contact the company that financed the vehicle. Your credit is important, so make sure that you pay your bills on time. Also, make sure that you have enough insurance coverage to cover the remaining balance on your vehicle.
If the insurance payment isn’t enough to cover your loan, or if the vehicle’s value is less than its real worth, a gap insurance policy can help cover the difference.
Regardless of how you or your car was involved in the accident, call or visit your insurance company to report a claim.
Why Choose Leverage Auto Appraisals to Fight For You?
By Oregon Law, you are entitled to dispute the value your insurance company has offered you if you feel it is lower than it should be. Your insurance company must work in good faith to settle your total loss claim. The appraisal clause in your insurance policy is your best defense against lowball offers. Most insurance companies use a 3rd party valuation service such as CCC ONE, Mitchell, JD Powers, or Audatex, and will normally not go over what that valuation states your vehicle is worth.
But, the truth is the valuation may be riddled with mistakes since it is a calculated value based on a machine alone. It’s not uncommon to see comparables with 50,000 more miles than your vehicle being adjusted thousands of dollars compared to your lower mileage vehicle to devalue your vehicle. If you see the same condition adjustment on all of their comparables, you’re probably being taken advantage of and should contact us immediately.
Oregon Certified Appraiser
When Hiring an Auto Appraiser, make sure they are certified by the Oregon Department of Transportation. Otherwise, the appraisal may not be considered credible. Ken Nix an Oregon certified and licensed auto appraiser. #V34-075
Credible Automotive Experience
Ken Nix has 12+ years experience negotiating total loss claims against insurance companies, with over 40 years of automotive and expert negotiating experience. He knows the vehicles, which is one of the biggest problems with the industry. So many auto appraisers are ex-body shop estimators or ex-insurance adjusters with no previous experience evaluating or selling vehicles.
We follow the Uniform Standards of Professional Appraisal Practice (U.S.P.A.P.) standards for credible appraisals and our appraisals are powered by with CARFAX Total Loss Valuation Tools to produce strong, credible appraisals. Beware companies that inflate their estimated value in an effort to entice you because they have the largest value. Largest doesn’t mean you’ll settle for more, normally it has the opposite effect. Solid credible documented work shows how we arrived at the value is the key.
We Don't Work For Insurance Companies
Unlike most auto appraisers, Ken only works for consumers and has never worked for an insurance company. No one’s shoving an envelope full of money across the table. But, there could be appraisers that develop methodologies to produce lower values in hopes of acquiring future business from the insurance companies. Some of these guys work both sides. (FYI, my attorney made me add the “could be” above to keep me from being sued). I’m sure no one would really do that, would they?
Located in Oregon
LEVERAGE Auto Appraisals is located right here in Oregon. Our main office is in Portland, Oregon. Although, we service all of Oregon including Medford, Eugene, Springfield, Coos Bay, Pendleton, Bend, Grants Pass, Gresham, Beaverton, Hillsboro, Salem, and Tigard, Oregon. Be aware many auto appraisers who appear they’re local but are from Florida, Texas, North Carolina, etc., are not licensed by ODOT to appraise vehicles in Oregon.
As long as we increase the last offer from your insurance company one cent under your Oregon Insurance Policy’s appraisal clause, by Oregon law, your insurance company is required to provide you with 100% reimbursement of the appraisal cost. OAR 836-080-0240
READY TO GET STARTED?
It’s Simple. Just follow our proven process below and recover your fair market value from your insurance company in just 6 easy steps.
1. Gather Documentation
Request a PDF of the Evaluaton from your insurance company. Have it ready when you fill out our questionnaire in the next step.
2. Free Claim Review
Request a Free Total Loss Claim Review to find out how much your vehicle is really worth. Instructions further down in the page below.
3. Order Appraisal
Order your signed and certified market value appraisal from our Oregon Licensed and Certified Appraiser, Ken Nix. He will prepare and negotiate your claim with your insurance company.
4. Letter of Representation
We will send a letter of representation to your insurance company to inform them we are representing you as your appraiser under your appraisal clause.
5. Claim Negotiation
The insurance company will hire an independent appraiser and Ken will negotiate with them on your behalf to arrive at a fair settlement.
Once we have an signed agreement as to the actual Fair Market Value of your vehicle, your insurance company will award your the settlement and under Oregon Law, will reimburse your appraisal cost*.
Portland, Oregon 97225
Phones answered 24 hours a day
Mon: 8AM – 5PM
Tue: 8AM – 5PM
Wed: 8AM – 5PM
Thur: 8AM – 5PM
Fri: 8AM – 5PM
Sat: 8AM – 5PM
Sun: 8AM – 5PM