How to Calculate Fair Market Value: A Complete Guide

searching how to calculate fair market value expect a trusted guide or an insurer's valuation report to produce one correct number. That assumption causes trouble in total loss claims. An algorithm can generate a polished report while relying on the wrong trim,...

How to Know if Your Car Is Totaled

You're standing in a body shop office, the estimate is on the counter, and the adjuster has just said the word totaled. That usually lands like a verdict, but it's really a math problem dressed up as bad news. The car may still start, roll, and look fixable,...

Deposition Preparation for Your Total Loss Claim

The deposition notice lands at the worst possible time. You've already spent months arguing over your total loss valuation, the insurer's number still looks wrong, and now you're being asked to sit for sworn testimony about a car you no longer have....

Settlement Negotiation Strategy: Total Loss Claims

You just got the total loss offer, and it's sitting in your inbox like the last word. The number feels official because it came from an adjuster, a valuation report, and a stack of attachments that look technical enough to be final. It isn't final. In Oregon...

Motorcycle Salvage Value: How It’s Calculated

Motorcycle salvage value is the post-loss amount an insurer assigns to a totaled bike, and in many claims it ends up behaving like a heavy haircut on the bike's pre-loss value. If the bike is branded salvage or rebuilt, the market penalty is often 40% to 60%...
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