Leverage
AUTO APPRAISALS
TOTAL LOSS APPRAISALS
Automotive Insurance Total Loss Appraisals and Negotiation by an Oregon Licensed and Certified Total Loss Appraiser.
NOW SERVING WASHINGTON STATE ALSO!
Is your insurance company Offering an unfair offer that is less than what your totaled vehicle is worth?
We can help! You need a professional on your side that doesn’t work for the insurance companies. You deserve a fair settlement and hiring a Total Loss Auto Appraiser who specializes in Oregon total loss claims is your first step to receiving a Fair Total Loss Settlement.
We Don’t take a percentage and Oregon law guarantees you 100% Reimbursement for the appraisal if we increase the value over their last offer by just 1 cent.
Oregon Certified Vehicle Appraiser #V34-075 • We provide car appraisals for Totaled vehicle Insurance claims, Total Loss Appraisal Clause Disputes, Total Loss Appraisals and negotiation for stolen totaled Trucks and Cars, and other totaled vehicle appraisals.
Recently, many CCC ONE, Mitchell and JD Powers valuations have been coming in as little as 30 percent of the true market value for many Diesel Trucks with the 7.3, Duramax or Cummins engines. That’s what the appraisal clause in your policy is for. It allows you to dispute their lowball valuations.
Call us now for a free Claim Review: 503.420.3001
What is an Appraisal Clause?
An appraisal clause is a contractual process in your auto insurance policy used to settle disputes between insurers and their policyholders when the parties fail to agree on the amount that will be covered by the policy.
If your insurer refuses to provide a fair settlement amount on your vehicle’s loss, you have the option to resolve the issue by going through your insurance policy’s appraisal clause. This prevents insurance companies from taking advantage of you.
If you do not agree on the amount of the loss, you may demand (invoke) an appraisal. In this scenario, each party will choose an independent auto appraiser. In many cases, even their auto appraiser will be higher than the last offer your insurance company made to you. The appraisers will negotiate the value and come to an agreement, or have an umpire make a decision between the two appraisals. I’ve been doing this for over 13 years, and have only had 5 times where we had to go to an Umpire. .
The key to a successful appraisal clause dispute is finding an expert who has the necessary vehicle knowledge and negotiation skills to handle the various aspects of the process. This includes choosing an umpire and negotiating with the other parties involved. Our Oregon Licensed Auto Appraiser, Ken Nix, has been negotiating Oregon Total Loss disputes for over 13 years in Oregon. He’s local, only works for consumers, and isn’t indebted to the insurance companies like many appraisers who rely on them for income.
A few recent Settlements:
- Springfield, Oregon. – Increase: $17,757 – 52% increase – State Farm – Michael L. – 2015 Lance Toy Hauler
- Portland, Oregon – Increase: $32,917 – 27% Increase – State Farm – E. Doughtie, Portland, OR. 2022 Mercedes Benz Sprinter Off Grid Van
- Rogue River, Oregon – Increase: $13,207 – 18% Increase – Progressive – A. Thakur 2023 Tesla Model X
- St. Helens, Oregon – Increase: $2,360 – 28% increase – Travelers – 2011 Toyota RAV4
- The Dalles, Oregon – Increase: $11.647 – 50% increase – State Farm – J. Brennan 2016 Mercedes-Benz Sprinter Cargo 2500
- Estacada, Oregon – Increase: $5,177 – 118% Increase – Progressive – T. Harrington 2002 Subaru WRX
- Brush Prarie, Washington – Increase: $9,169 – 58% Increase – American Family – J. Meracle – 2006 Dodge Ram 3500 Laramie Mega Cab Diesel
- Portland, Oregon – Increase: $10,426 – 329% Increase – State Farm – R. Estrada – 1990 Harley Davideson FLHS Electic Glide
- Hillsboro, Oregon – Increase: $6,590 – 34% Increase – USAA – R. McCarthy – 2008 Dodge Ram 3500 Diesel
Watch our Videos to better understand the Appraisal Clause Process
What Clients Are Saying About Leverage Auto Appraisals
See all of our Reviews Here: Leverage Auto Appraisals REVIEWS
WHY CALL THE BUSINESS LEVERAGE AUTO APPRAISALS?
Our name sorta pays homage to a TV series that ran from 2008 to 2012. It was about a group of unsavory characters that banded together to form a team to help the underdogs. Their tagline was “The rich and powerful take what they want, we steal it back for you. Of course, we don’t steal anything. We do negotiate for average people against companies that are worth up to 700 BIllion Dollars. We feel the little guy should be represented by a well rounded appraiser. The show was actually filmed here in Portland, Oregon. Although, for the first 4 seasons, it was fictionally based in Boston. The “crew” was composed of a Mastermind, Hacker, Thief, Grifter, and Hitter”. Although I’m not a team, I do bring some diverse traits to the table. To get a little taste of the Leverage TV Show, here’s a link to a the Leverage Intro on Youtube: https://www.youtube.com/watch?v=NsHQjVMtjrA
YOu can also catch both the old Leverage TV series on Prime TV or the new Leverage Redemption series also on Prime TV.
WHO IS KEN NIX
- Ken Nix is a local Oregon Certified and Licensed Vehicle appraiser who has been authorized by ODOT to appraise vehicles in Oregon for over 12 years.
- Ken started in the automotive industry in the 1980s and has sold and appraised tens of thousands of vehicles including late model cars and trucks, Exotics, Muscle Cars, Street Rods, Vintage, Classics, Street Rods, Camper Conversions, and even Japanese right-hand drive vans while working for multiple franchises over 20 years. Ken is the independent appraiser chosen by Ron Tonkin Gran Turismo for independent vehicle assessments.
- Previously employed by Diversiform and Reynolds and Reynolds. Ken worked for years with local Automotive Dealers to market vehicles. Hundreds of Dealership owners, managers, and staff know and trust him. Ken also worked with Lanphere Enterprises, and many other local dealers to provide digital solutions for automotive marketing.
- Ken is the founder of Volkswagen Owners Club, My GTI, and Jetta Junkie and was an Administrator for Autoguide.com for over 10 years.
- Ken’s wife jokes that sometimes she’s married to Liam Neeson because Ken has a very particular set of skills, skills he’s acquired over a very long career.
- Ken has actual long term automotive sales, appraisal and negotiation experience. Beware long term businesses with inexperienced vehicle appraisers claiming decades of experience because a relative founded the business. Make sure your automotive appraiser has the real world experience to back up their claims.
- Ken’s background in training salespeople on Product Knowledge, combined with auto body repair assessment experience and his computer background provides negotiating leverage over opposing appraisers. The ability to spot bad repairs from prior damage on an opposing appraiser’s comparables to discrediting salt state and flood damaged vehicles used by your insurance company’s valuations from CCC One and Mitchell / J.D. Powers to lowball your vehicle.
- Expert Negotiator. Personally trained one on one by Zig Ziglar, Tom Stuker, and Grant Cordone. Over 45 years experience as a professional negotiator.
- Ken’s Automotive, Computer Technology, Legal Reseach, and Negotiating background provides a very specific skill set that makes him a nightmare to opposing appraisers.
Recent Total Loss Appraisal Clause Claim Settlements
2005 GMC 3500 SLT
- Insurance Company: Progressive
- Settlement Increase: $6297.07
- Percentage Increase: 37%
- Portland, Oregon
Details
- Total Loss Dispute Appraisal and negotiation.
- Insurance Offer: $17,202.93
- Settlement: $23,500.00
- Client: Cody B.
- Final Cost to client for our services after reimbursement from their insurance company: $0.00
2002 Toyota Sequoia Limited
- Insurance Company: Geico
- Settlement Increase: $4,320
- Percentage Increase: 84%
- Hillsboro, Oregon
Details
- Total Loss Dispute Appraisal and negotiation.
- Insurance Offer: $5,180.00
- Settlement: $9,500.00
- Client: Nathaniel M.
- Final Cost to client for our services after reimbursement from their insurance company: $0.00
2004 Porsche Cayenne Turbo
- Insurance Company: Progessive
- Settlement Increase: $7,971
- Percentage Increase: 77%
- Portland, Oregon
Details
- Total Loss Dispute Appraisal and negotiation.
- Insurance Offer: $10,428.68
- Settlement: $18,400.00
- Client: Alexandre B.
- Final Cost to client for our services after reimbursement from their insurance company: $0.00
2018 Hyundai Elantra
- Insurance Company: Geico
- Settlement Increase: $1,714.00
- Percentage Increase: 12%
- Portland, Oregon
Details
- Total Loss Dispute Appraisal and negotiation.
- Insurance Offer: $14,786.00
- Settlement: $16,500.00
- Client: Sadie B.
- Final Cost to client for our services after reimbursement from their insurance company: $0.00
2014 Jaguar XJ
- Insurance Company: Allstate
- Settlement Increase: $4093.00
- Percentage Increase: 19%
- Portland, Oregon
Details
- Total Loss Dispute Appraisal and negotiation.
- Insurance Offer: $5,180.00
- Settlement: $9,500.00
- Client: Kenneth P.
- Final Cost to client for our services after reimbursement from their insurance company: $0.00
1971 Ford Bronco
- Insurance Company: USAA
- Settlement Increase: $8,742.00
- Percentage Increase: 14%
- Klamath Falls, Oregon
Details
- Total Loss Dispute Appraisal and negotiation.
- Insurance Offer: $63,258
- Settlement: $72,000.00
- Client: Thomas H.
- Final Cost to client for our services after reimbursement from their insurance company: $0.00
2005 Dodge Neon SRT-4
- Insurance Company: Progressive
- Settlement Increase: $8,083.00
- Percentage Increase: 178%
- Yakima, Washington
Details
- Total Loss Dispute Appraisal and negotiation.
- Insurance Offer: $4,543.00
- Settlement: $12,626.00
- Client: Alex, C.
- Final Cost to client for our services (Washington Does Not have a law that demands reimbursement, but his tax reimbursement increase was approximately $711.30, which was more than the cost of the appraisal): $499.00
2007 Toyota Prius
- Insurance Company: Progressive
- Settlement Increase: $5,550.00
- Percentage Increase: 75%
- Portland, Oregon
Details
- Total Loss Dispute Appraisal and negotiation.
- Insurance Offer: $7,449.95
- Settlement: $13,000.00
- Client: Grant M.
- Final Cost to client for our services after reimbursement from their insurance company: $0.00
1999 Honda Civic DX
- Insurance Company: Progressive
- Settlement Increase: $3,529.09.00
- Percentage Increase: 180%
- Vancouver, WA
Details
- Total Loss Dispute Appraisal and negotiation.
- Insurance Offer: $1,970.91
- Settlement: $5,500
- Client: Matt S.
- Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)
2012 Toyota Prius V Five
- Insurance Company: State Farm
- Settlement Increase: $8,044.33
- Percentage Increase: 63%
- Vancouver, Washington
Details
- Total Loss Dispute Appraisal and negotiation.
- Insurance Offer: $12,784.00 CCC ONE
- Settlement: $20,828.33
- Client: Jeffery H.
- Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $707.90, which alone was more than the cost of the appraisal): $499.00
1981 Chevrolet C10 Pickup
- Insurance Company: Progressive
- Settlement Increase: $7,028.67
- Percentage Increase: 72%
- Vancouver, Washington
Details
- Total Loss Dispute Appraisal and negotiation.
- Insurance Offer: $9,800.00 Mitchell – JD Powers Valuation
- Settlement: $16,828.67
- Client: Jeffery H.
- Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $618.52, which alone was more than the cost of the appraisal): $499.00
2001 Ford F250 SD
- Insurance Company: Progressive
- Settlement Increase: $9,581.69
- Percentage Increase: 98%
- Creswell, Oregon
Details
- Total Loss Dispute Appraisal and negotiation.
- Insurance Offer: $1,970.91
- Settlement: $5,500
- Client: Matt S.
- Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)
How To Video on The Appraisal Clause
Recent Total Loss Claims
2005 Dodge Ram 3500 SLT
Settlement Increase: $5,750.00
Details
-
Total Loss Dispute Appraisal and negotiation.
-
Insurance Offer: $18,750.00
-
Settlement: $24,500.00
-
Increase of: $5,750.00
2020 Ford F-550
Settlement Increase: $25,624.15
Details
- Total Loss Dispute Truck Appraisal Clause Negotiation.
- Insurance Offer: $54,370.85
- Settlement: $79,995.00
- Increase of: $25,624.15
2017 Nissan Sentra "Stolen Vehicle"
Settlement Increase: $4,746.00
Details
-
Total Loss Dispute Appraisal and negotiation.
-
Insurance Offer: $18,750.00
-
Settlement: $24,500.00
-
Increase of: $5,750.00
2019 Ford Ranger Lariat SuperCrew
Settlement Increase: $2,573.00
Details
- Insurance company: National General Insurance
- Initial Valuation: CCC One Market Valuation Report
- Total Loss Dispute Appraisal and negotiation.
- Insurance Offer: $40,427.00
- Settlement: $43,0500.00
- Increase of: $2,573.00
Mitsubishi EVO
Settlement Increase: $9,417.00
Details
- Farmers Insurance Total Loss Appraisal clause dispute
- CCC One Valuation
- Total Loss Dispute Appraisal and negotiation.
- Insurance Offer: $18,833.00
- Settlement: $28,250.00
- Increase of: $9,417.00
2020 GMC Yukon SLT 4WD
Settlement Increase: $10,286.00
Details
- Progressive Insurance Total Loss Dispute
- Mitchel / J.D. Powers Valuation
- Total Loss Dispute Appraisal and negotiation.
- Insurance Offer: $50,214.00
- Settlement: $60,500.00
- Increase of: $10,286.00
LEVERAGE
Auto Appraisals
(503) 420-3001
Location
Portland, OR. 97225
Open Hours
Mon:10am – 5pm
Tue: 10am – 5pm
Wed: 10am – 5pm
Thur: 10am – 5pm
Fri: 10am – 5pm
Sat: 10am – 5pm
Sun: Closed