Aloha Total Loss Appraisal

Leverage Auto Appraisals: Total Loss Appraisals for Aloha, Oregon – Totaled Car, Truck, RV, Van, and Motor Coach Appraisals

Insurance Car Appraisal Clause Dispute for Totaled Cars and Trucks in Aloha, Oregon

What do you do if you disagree with your insurance company on the value of your vehicle in Aloha, Oregon? Don’t worry, you have options.

According to Oregon Law,

You do not have to accept your insurer’s lowball offer.

If you believe that your insurance company is undervaluing your vehicle in Aloha, Oregon, it’s important to know that you don’t have to settle for their offer. You have the right to take action. You can either negotiate directly with the adjuster yourself, or if your full coverage policy in Aloha includes an appraisal provision, you have the right to hire an Oregon Certified Auto Appraiser to perform an appraisal. And that’s where Leverage Auto Appraisals comes in.

Leverage Auto Appraisals is a local Oregon based auto appraisal company with a licensed Oregon auto appraiser who is certified by the Oregon Department of Transportation (ODOT). Our appraiser is familiar with the Aloha area and will carefully assess and negotiate your total loss claim with your insurance company on your behalf. We understand the unique circumstances and factors that affect vehicle values in Aloha, Oregon, and we are dedicated to ensuring that you receive a fair settlement.

At Leverage Auto Appraisals, our focus is solely on serving Oregon Total Loss consumers in Aloha and the surrounding areas. We have no affiliations with any insurance company, which means our loyalty lies with you, the policyholder. Our goal is to provide you with credible total loss appraisals and expert negotiation services to help you get the settlement you deserve for your totaled or stolen car or truck.

Here’s an important fact: If your full coverage insurance policy is based in Aloha, Oregon, you have the right to full reimbursement of your appraisal costs, even if your appraiser increases the claim value by just one cent. For over 12 years, 99 percent of our clients in Aloha have received our services for free on their first policy total loss claims. We take pride in our track record and our commitment to supporting Aloha policyholders.

When it comes to protecting your rights and securing a fair settlement, choose Leverage Auto Appraisals. Our Oregon Certified/Licensed Auto Appraiser # V34-075 is ready to assist you with reliable total loss appraisals and expert negotiation tailored to the Aloha, Oregon area. Contact us today to discuss your case and let us provide the leverage you need to navigate the appraisal and claims process effectively.


Case Studies Illustrating Effectiveness Of Oregon Total Loss Appraisal Clause In Oregon


A few Settlements this month in June, 2023:

  • Increase: $7,385.00 – 74% increase – Geico – Melvia W. Portland, OR. 2009 Cadillac Escalade.
  • Increase: $5,423.74 – 60%s Increase – Progressive – Michael G. Aurora, OR. 2007 Chevrolet Suburban.
  • Increase: $16,696.00 – 194% Increase – Progressive – Nick A. Elmira, OR. 1999 Ford F-350
  • Increase: $8,094.00 – 63% increase – State Farm – Adrian S. La Center, WA.  2008 BMW 335i
  • Increase: $3,931.00 – 44% increase – State Farm – Tim O. Portland, OR. 2006 Honda Element

What do you do if you disagree with your insurance company on the value of your vehicle?

You do not have to accept your insurer’s lowball offer.

If you think your insurance company is offering a lower value for your vehicle than what it’s actually worth, you don’t have to accept their offer. You can continue negotiations directly with the adjuster or if you have full coverage in Oregon and your policy includes an appraisal provision, consider hiring Leverage Auto Appraisals. They are a local Oregon-based auto appraisal company with a licensed and certified ODOT appraiser who can assess and negotiate the total loss claim with your insurer.

According to Oregon Law. The appraisal costs must be reimbursed by your insurer if the final appraised value exceeds their last offer. Leverage Auto Appraisals is a local Oregon-based auto appraisal company with a licensed Oregon auto appraiser certified by the Oregon Department of Transportation (ODOT) who will assess and negotiate the total loss claim with your insurance company.

Ken Nix's current Oregon Auto Appraisers Certification and License issued by ODOT auto appraiser

At Leverage Auto Appraisals, we focus solely on consumers in Oregon and Washington. We have no affiliation with any insurance company and are committed to always providing objective and unbiased assessments of your vehicle’s value, then negotiating with your insurance company to obtain the real fair market value you should be paid.

Over 99 percent of our client’s services have been free on 1st policy total loss claims in Oregon for the past 13+ years. Leverage provides credible appraisals to Oregon policyholders for total loss and we also negotiate your claim free of charge on all first-party claims. (with your own insurance company).


We provide credible total loss appraisals and Expert Negotiation to help you get a fair settlement on your totaled or stolen car or truck.

OREGON Certified/Licensed Auto Appraiser # V34-075

Vehicles we specialize in:

Acura, Audi, Bentley, BMW, Buick, Cadillac, Chevrolet, Chrysler, Corvette, Dodge, Ferrari, Fiat, Ford, Freightliner, GMC, Honda, Hummer, Hyundai, Infiniti, International, Isuzu, Jaguar, Jeep, Kia, Lamborghini, Land Rover, Lexus, Lincoln, Maserati, Mazda, Mercedes-Benz, Mercury, Mini-Cooper, Mitsubishi, Oldsmobile, Peterbilt, Plymouth, Pontiac, Porsche, Rolls Royce, Saab, Saturn, Scion, Shelby, Subaru, Tesla, Toyota, Volkswagen, Volvo.

RV’s – American Coach, Coachmen RV, Entegra Coach, Fleetwood RV, Forest River RV, Holiday Rambler, Jayco, Monaco Coach, Newmar, Nexus RV, Thor Motor Coach, Tiffin, Winnebago

Trucks, Stolen F-350, F-250, F-250, Diesel trucks, 7.3, Duramax, Cummins, Sprinter Vans, Camper Vans, and more.

Oregon Total Loss Services:

Aloha Oregon Total Loss Albany Oregon Total Loss Beaverton Oregon Total Loss Bend Oregon Total Loss
Corvallis Oregon Total Loss Eugene Oregon Total Loss Grants Pass Oregon Total Loss Gresham Oregon Total Loss
Hillsboro Oregon Total Loss Keizer Oregon Total Loss Lake Oswego Oregon Total Loss MCMinnville Oregon Total Loss
Medford Oregon Total Loss Newberg Oregon Total Loss North Bend/Coos Bay Oregon Total Loss Oregon City Oregon Total Loss
Portland Oregon Total Loss Redmond Oregon Total Loss Salem Oregon Total Loss Springfield Oregon Total Loss
Tigard Oregon Total Loss Tualatin Oregon Total Loss West Linn Oregon Total Loss Wilsonville Oregon Total Loss

Total Loss, Getting Your Real Market Value.

We don’t just write a Total Loss Fair Market Value appraisal like some companies. Our Total Loss auto appraiser will also negotiate with your insurance company’s appraiser to get a fair value for your totaled vehicle. This is included in the price of your appraisal, you won’t be upsold later on like some companies. Ken has over 38 years of negotiation experience. Licensed Auto Appraiser in Oregon

Auto Appraiser

Over 11 years as an Oregon Licensed Auto Appraiser


Over 38 years experience in negotiations.

Only Works For Consumers

No conflict of interest here. We only work for consumers, not insurance companies.

Detailed Specs

In Oregon and Washington, if you feel you’ve been offered an unfair amount, you’ll normally have an appraisal clause in your policy that allows you to dispute their offer. The appraisal clause allows you to hire an independent auto appraiser to produce an appraisal and your insurance company will also have to hire an independent auto appraiser to produce one for them. The two auto appraisers will negotiate the value between them, if they can not come to an agreement, then an Umpire will decide which appraisal is more credible.

In Oregon, if we increase the value by one cent more than the last offer your insurance company offered you, they have to reimburse you for the cost of the appraisal.

If your claim is with your insurer, you may have the right to an appraisal if your policy
includes an appraisal provision. Your insurer must reimburse your reasonable
appraisal costs if the final appraised value is greater than the insurer’s last offer. This
provision applies to all new policyholders on or after January 1, 2010 and to current
policyholders upon the first renewal of their policy that occurs on or after January 1,
2010. Ask your claims adjuster or the Insurance Division for more information.

Lowball offers from CCC One are more common than you may think. In the case of Buratovich v. Farmers Insurance, documents obtained during discovery, reflected that Farmers Insurance had selected CCC One solely due to it’s evaluations having the lowest payout in regards to a Total Loss Claim. CCC has also recently come under fire in Georgia where consumer advocates claim they have substantially lower valuations than other companies.If your car, truck, RV, motorcycle, or other wheeled vehicle has been totaled, before you accept the insurance company’s total loss offer, you should speak to an Auto Appraiser.

There have also been several Class Action Lawsuits filed regarding Mitchell / J. D. Powers and Associates Total Loss Valuation Methods. This valuation has been involved in several cases where consumers have sought class action lawsuits against State Farm and Progressive for using Mitchell and J.D. Powers valuations.

Oregon Law requires the automobile insurance companies to:

  • Provide written notice to the vehicle owner explaining total loss. The notice should inform Oregon claimants, how car valuations are determined, and what steps an owner can take if they disagree with the insurer’s offer.
  • Provide the Oregon car owner the appraisal or valuation reports that have been used to determine the value of the damaged vehicle. 
  • Pay the total loss owner the amount that isn’t in dispute, while the negotiation over the car valuation continues. (For example, if the insurer offers $15,000 and the vehicle owner seeks $18,000, the insurer should pay the $15,000 immediately).
  • Reimburse the car owner for reasonable car appraisal costs. This will apply when the car owner has a right to seek appraisal and the final appraised value is higher than the last offer of the insurer. 





When Hiring an Auto Appraiser, make sure they are certified by the Oregon Department of Transportation. Otherwise, the appraisal may not be considered credible. We are an Oregon certified and licensed auto appraiser. #V34-075


Some appraisal companies inflate their valuations in an effort to entice you to use them because they have the largest value. Largest doesn’t mean you’ll settle for more, normally it’s the opposite. Most insurance companies know who provides credible appraisals, and who provide inflated values


With over 11 years as a licensed and Certified Oregon Auto Appraiser, Ken has the experience to handle any job. He has over 38 years negotiating experience with over 30 years spent in the automotive industry.




Auto Appraisals

(503) 420-3001


8885 SW Canyon Rd.
Portland, OR. 97225


Open Hours

Mon:10am – 5pm
Tue: 10am – 5pm
Wed: 10am – 5pm
Thur: 10am – 5pm
Fri: 10am – 5pm
Sat: 10am – 5pm
Sun: Closed

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